October Expenses $2183.08

Here is a breakdown of my expenses for October.

Rent$550
Household$148.02
House Repairs$251.99
Utilities$380.61
Entertainment$0
Transportation$191.35
Food$384.01
Health$41.98
Student Loan$215.12
Phone$20
Total$2183.08

October’s expenses were reasonable. If not for the money sent to my in-laws, our total expenses would have been under $2000.

Entertainment expense was $0. Amazon Prime was free after applying a free gift card to my account. I also have 1 year of Apple TV free from one of my credit cards.

My transportation expense consisted of $191.35 for gas. This included a trip to St. Louis. We won’t be going to St. Louis this month so this expense should come down a bit.

Food expense was $384.01. That is divided between $289.15 for groceries and $94.86 for restaurants. The restaurant total includes $45 spent on a Mcdonald’s gift card that has about half the balance remaining. I also have $50 of gift cards for Walmart. Those should help me get our food expense even lower this month.

Travel expense came in at $0.

Utilities came in at $358. Internet was $40, trash was $30 and electric/water was $310.61. This expense will be much lower this month since we’re no longer using the A/C.

Household expense came in at $133.02. This was for miscellaneous household stuff.

I spent $20 for phone service. That is the new usual monthly amount.

I paid $215.12 on my student loan. I’ve switched to the RAP plan which slightly lowered my payment.

I also contributed $251.99 to my in-laws so they can make some improvements to their house in Thailand.

Health expense came in at $41.98. This was for a combination of prescription and over the counter medications.

This month’s expenses will be a little higher since I have to pay property tax on the house. How was your month?

September Income $4799.39

Here is a breakdown of my income for September.

Interest$94.51
Dividends$367.05
Social Casinos$636
Cash Back$30.87
eBay$78.73
Class Actions$80.75
Sportsbooks$200
Surveys$0
Job$3311.48
Total$4799.39

September was another solid income month.

Dividend income came in at $367.05.

Interest income was $94.51.

I made $78.73 from eBay. Since I was working, I spent much less time on eBay.

I made $30.87 from cash back.

I made $636 from social casinos.

I made $0 from surveys.

I made $200 from sportsbooks. I keep thinking the promos are all gone, but then more come along.

I made $3311.48 from my document review job.

I made $80.75 from a couple of class actions.

This month’s income should still be good but I’m not sure it will be as good as September.

How was your month?

September Expenses $2966.74

Here is a breakdown of my expenses for September.

Rent$550
Household$751.71
House Repairs$750
Utilities$358
Entertainment$0
Transportation$173.36
Food$339.11
Health$24.56
Student Loan$0
Phone$20
Total$2966.74

September’s expenses were once again quite high. If it were not for a couple of one-time expenses, they would have been under $2000. I’m hoping this month will not have any unusual expenses, and I can finally get our expenses back under $2000.

Entertainment expense was $0. Amazon Prime was free after applying a free gift card to my account. I also have 1 year of Apple TV free from one of my credit cards.

My transportation expense consisted of $173.36 for gas. I used some discounted gas cards or otherwise this total would have been even higher.

Food expense was $339.11. That is divided between $298.03 for groceries and $41.08 for restaurants. That is much better than the previous month. I’m hoping this month we can keep the total under $400.

Travel expense came in at $0.

Utilities came in at $358. Internet was $40 and electric/water was $318. This expense will be much lower this month since we’ve used the A/C much less the last few weeks.

Household expense came in at $751.71. Some of the big expenses were a new freezer, a plumbing repair, and partial payment of my dad’s cremation. The rest was for miscellaneous household stuff.

I spent $20 for phone service. That is the usual monthly amount plus $5 for extra data.

I paid $0 on my student loan. I’ve switched to the RAP plan which apparently starts this month which meant no payment due in August.

I also contributed $750 to my in-laws so they can make some improvements to their house in Thailand.

This month’s expenses should be quite a bit lower. How was your month?

August Income $5487.26

Here is a breakdown of my income for August.

Interest$89.15
Dividends$147.34
Bank Bonus$600
Social Casinos$593
Cash Back$21.02
eBay$172.16
CC Bonus$300
Sportsbooks$100
Surveys$0
Job$3464.59
Total$5487.26

August’s income was great.

Dividend income came in at $147.34.

Interest income was $89.15.

I made $172.16 from eBay. Since I was working, I spent much less time on eBay.

I made $21.02 from cash back.

I made $593 from social casinos. One of the social casinos I get daily money from closed in August which will cause this income to decrease unless I can find a good replacement.

I made $0 from surveys.

I made $100 from sportsbooks. I keep thinking the promos are all gone, but then more come along.

I made $3464.59 from my document review job.

I made $300 from a credit card bonus.

I made a total of $600 from three different bank bonuses.

This month’s income should still be good but not as good as August.

How was your month?

August Expenses $3162.72

Here is a breakdown of my expenses for August.

Rent$550
Household$359.69
Utilities$1097.12
Entertainment$3.43
Transportation$419.59
Food$469.10
Health$0
Student Loan$248.79
Phone$15
Total$3162.72

August’s expenses were once again quite high. Expenses should get closer to a normal level this month.

Entertainment expense was $3.43. Amazon Prime was almost free after applying a free gift card to my account. I also have 1 year of Apple TV free from one of my credit cards.

My transportation expense consisted of $145.03 for gas and $274.56 for maintenance.

Food expense was $469.10. That is divided between $449.91 for groceries and $19.19 for restaurants. That is too high. We will be a little more thoughtful with our purchases this month and get the total back under $400.

Travel expense came in at $0.

Utilities came in at $1097.12. Internet was $40 and electric/water was $278.51. The big bill was $778.61 prepaying for this winter’s propane. This expense will be much lower this month, although the electric/water will still be high since we’ve had a heat wave/drought the last few weeks.

Household expense came in at $359.69. Some of that was for federal taxes and some was for my dog’s heartworm and flea and tick medicine. The rest was for miscellaneous household stuff.

I spent $15 for phone service. That is the usual monthly amount.

I paid $248.79 on my student loan. I’ve switched to the RAP plan which should save me thousands of dollars over the remainder of the loan period. It will slightly lower my payment for this month.

This month’s expenses should be quite a bit lower. How was your month?